Terms and Conditions

1. Acceptance of Terms

By creating an account, accessing, or otherwise using the Service, you confirm that you have read, understood, and agree to be bound by these Terms and any policies referenced herein, including our Privacy Policy. If you do not agree with any part of these Terms, you must not use the Service.

2. Description of the Service

Capital Flow provides AI-driven data analysis and decision-support tools intended to assist users in evaluating information relevant to investment and business decisions. The Service is provided for informational purposes only and does not constitute financial, legal, tax, or investment advice. Any outputs generated by the Service should be independently verified before being relied upon.

3. Eligibility

You must be of legal age in your jurisdiction of residence and have the legal capacity to enter into a binding agreement in order to use the Service. By using the Service, you represent and warrant that you meet these requirements.

4. Account Registration and Security

Certain features of the Service may require the creation of an account. You are responsible for maintaining the confidentiality of your account credentials and for all activity that occurs under your account. You agree to notify Capital Flow promptly of any unauthorized use of your account or any other breach of security.

5. Acceptable Use

When using the Service, you agree not to:

• Use the Service for any unlawful purpose or in violation of any applicable regulation;
• Attempt to reverse engineer, decompile, or otherwise access the underlying source code or models of the Service;
• Interfere with, disrupt, or place undue burden on the Service's infrastructure;
• Misrepresent your identity or affiliation when using the Service;
• Resell, sublicense, or redistribute access to the Service without prior written authorization.

6. No Financial Advice

The Service produces analytical outputs based on data processing and modeling techniques. These outputs are not guarantees of any particular outcome and should not be construed as personalized financial, legal, or investment advice. You remain solely responsible for any decisions made in reliance on information obtained through the Service, and you are encouraged to consult with a qualified professional before making financial or business decisions.

7. Intellectual Property

All content, software, design elements, trademarks, and other intellectual property associated with the Service are owned by Capital Flow or its licensors. Nothing in these Terms grants you any right, title, or interest in the Service other than the limited right to use it in accordance with these Terms.

8. Subscription and Payment

Certain features of the Service may be offered on a subscription or paid basis. Applicable fees, billing cycles, and cancellation terms will be presented to you at the point of purchase. Unless otherwise stated, fees are non-refundable except as required by applicable law.

9. Termination

Capital Flow reserves the right to suspend or terminate your access to the Service, with or without notice, in the event of a breach of these Terms or for any other reason deemed necessary to protect the integrity of the Service. You may discontinue use of the Service at any time.

10. Disclaimer of Warranties

The Service is provided on an "as is" and "as available" basis without warranties of any kind, whether express or implied, including but not limited to warranties of merchantability, fitness for a particular purpose, or non-infringement. Capital Flow does not warrant that the Service will be uninterrupted, error-free, or entirely secure.

11. Limitation of Liability

To the maximum extent permitted by applicable law, Capital Flow shall not be liable for any indirect, incidental, special, consequential, or punitive damages, or any loss of profits, revenue, data, or goodwill, arising out of or in connection with your use of, or inability to use, the Service.

12. Changes to the Terms

Capital Flow may update these Terms from time to time to reflect changes in the Service, applicable law, or business practices. Material changes will be communicated through the Service or via other reasonable means. Continued use of the Service after such changes take effect constitutes acceptance of the revised Terms.

13. Governing Law

These Terms shall be governed by and construed in accordance with applicable law, without regard to conflict of law principles. Any disputes arising under these Terms shall be subject to the exclusive jurisdiction of the competent courts, as determined by the applicable governing law framework relevant to Capital Flow's place of business.

14. Severability

If any provision of these Terms is found to be invalid or unenforceable, the remaining provisions shall continue in full force and effect.

15. Contact

Questions regarding these Terms may be directed through the contact channels provided on our Contact page.